Under the American Health Care Act, people would not be penalized for not having health insurance, initially. They would only encounter financial penalty when signing up for insurance after more than 63 days of being without it. By most accounts, this means healthier people are less likely to sign up for insurance.
“That’s one of the big concerns with this Republican health plan, is that you have a combination of ‘you’re not required to buy health insurance when you’re healthy, but you’re allowed to buy it when you get sick,’” says Bill Hammond, director of health policy at the Empire Center. And that, he says, could have unique implications in New York.