Over a third of Americans reported to collection agencies for unpaid bills and debts.
That's according to a new study by the Urban Institute.
Consumer Credit Counseling Services can help.
Marketing Director Lynette Baker says CCCS of Rochester can offer financial counseling which can help solve many issues.
For those with unmanageable debt, the non-profit organization can help people put together a Debt Management Plan, which can result in reduced interest rates, the elimination of some late-payment fees, and a more affordable monthly payment.
Baker adds there can be serious consequences from having accounts in collections, including having a negative effect on someone's credit report and credit history.